How Much Does Assisted Living Cost per Month?

Assisted living costs just over $4,000 per month, according to a 2019 survey evaluating the cost of care for adults.

As more and more Americans prepare to downsize from their family homes and make the move to a supportive living community, long-term living costs are a big concern. The 2019 Genworth Cost of Care Survey provides a benchmark for assisted living costs in order to help individuals and families find affordable care in their area.

Depending on your support needs, an assisted living community is likely the most affordable long-term living option, especially when compared to in-home care or a nursing home. However, the monthly costs associated with this type of supportive living community can vary greatly depending on location, amenities, levels of care and other services.

Assisted Living Services: What Are You Paying For?

While assisted living prices may seem overwhelming at first glance, when compared with other retirement living options, you’ll quickly find that they are quite affordable. According to Genworth, a private room in a nursing home can cost anywhere from $5,000 to $10,000 per month and 40 hours of in-home nursing care can cost close to $4,000. These numbers make assisted living one of the most affordable and convenient supportive living options for older adults in many communities across the U.S.

So, what do those monthly fees go towards? The majority of the costs apply to housing, meals and daily assistance services.

Every assisted living community is required to provide assistance with daily tasks such as bathing, grooming, mobility, getting dressed and more. However, not every resident will receive assistance with every daily task. Instead, assistance is personalized for each individual, maximizing their abilities while ensuring they have support where needed.

Amenities and Services Included in Monthly Assisted Living Costs

In addition to help with daily tasks, assisted living communities provide additional amenities and services that enhance residents’ lifestyle. While each assisted living community is different, residents typically find some basic amenities and services including:

  • 24-hour security
  • Utilities and maintenance
  • Medication management and administration
  • Fitness and wellness programs
  • Housekeeping services
  • Transportation services
  • Library and media rooms
  • Concierge services
  • Entertainment and social events
  • Landscaping and trash pickup

Assisted Living Costs in Florida

Assisted living costs vary greatly by location. At The Atrium at Boca Raton’s Florida assisted living community, we have a one-time fee of $3,000, with monthly assisted living costs starting at $4,195.

Unlike many other communities, that cost is all-inclusive, meaning you get housing, chef-inspired dining, all our amenities and services and assistance with daily tasks for one monthly price. Our goal is to help people stay in control of their budget and avoid large up-front fees. With an intimate design, The Atrium at Boca Raton makes it easy for residents to enjoy individual attention in a warm, welcoming family-oriented atmosphere.

As a general rule, older adults and their families can expect to pay higher assisted living fees in areas where the average cost of living is already high. When compared with assisted living costs in other states like Massachusetts (with average assisted living costs of $5,463 per month) and Connecticut (with average assisted living costs of $4,950 per month), it’s clear to see that retiring in beautiful Boca Raton, Florida is much more affordable.

Other Factors to Consider

While location is often the biggest cost associated with your assisted living fees, there are other factors that can affect your monthly payments:

  • Level of Care – Not every resident will require the same level of care. This means in communities that don’t offer all-inclusive pricing, individuals who need more assistance in their day-to-day lives will likely have larger monthly charges.
  • Assisted Living Apartment Size – Just like any other apartment complex, you will pay less to reside in a studio than you will for a larger assisted living floor plan such as a one- or two-bedroom.

How Can I Pay for Assisted Living?

While assisted living is an affordable option for most adults, we know that it can still be difficult for individuals and families to handle the monthly costs. However, there is help available. Depending on your needs and current financial situation, there may be multiple options to help pay for assisted living. Here, we’ll highlight some of the most common ways to cover the cost of supportive living in Boca Raton.

Long-Term Care Insurance

Available for purchase through private insurers, long-term care insurance is similar to other health insurance policies in that your premium depends largely on factors such as your health, age and the amount of coverage you need. However, if you qualify for coverage, this can be a great way to pay for assisted living services.


If paying your assisted living fees out-of-pocket isn’t an option, Medicaid may help to cover the costs. However, it’s important to keep in mind that in many areas, the administration of this federal program falls to the states and each state has its own set of eligibility requirements.

Veteran’s Aid

The VA’s Aid and Attendance program is similar to a veteran’s regular VA pension and can help offset the costs associated with assisted living. However, you must meet certain criteria to be eligible to receive these VA benefits.

Contact The Atrium at Boca Raton Today

Interested in learning more about life here at The Atrium at Boca Raton? Whether you’d like more information on our assisted living neighborhood or our dedicated memory care community, our friendly and knowledgeable staff is here to help. Designed to provide each resident with the right amount of support to maintain their desired level of independence, our goal is to ensure that each resident has the tools they need to live an engaging and joyful life.

Please give us a call at (561) 750-7555 or contact our team today for more information. You can also download our free Assisted Living Resource Guide to learn more about your options.